Innovative Risk Concepts Incorporated

As NY Workers' Compensation Group Managers, our firm has been helping employers reduce the cost of workers' compensation insurance since 1993. 

Through our specialized risk management solutions; employers, administrators, brokers, CFO's, accountants, bookeepers, and risk managers have found sought after services and favorable premiums regardless of market conditions. 

Our Group members enjoy an array of specialized services including; loss prevention and loss source analysis, loss experience rating reviews ensuring accuracy of reported information including payroll and classifications data for the purposes of accurate premium determination. Other services include; audit analysis, aggressive discount negotiations, and assistance with NYS Code Rule 59 consultations and evaluations, which are but a few of the routine services our clients have come to know. 

We believe, or more importantly our clients have told us, our customer service is second to none. Our knowledgeable and dedicated staff is just a phone call away, ready to provide our clients with the assistance they need. From claims reporting and reserve monitoring, to assisting qualified members setup a convenient 12 month premium payment plans, we are here to take the burden out of such tasks.

And while our firm manages three successful Workers' Compensation Safety Group programs, each representing a specific trade in NYS, we are also pleased to represent policyholders outside the group setting. These clients are from various industries throughout New York State and are managed through our General Group Management Program.

We also represent employers in need of our specialized Workers' Compensation Consulting Services. we have saved employers significant premium dollars through assistance with classification disputes, premium audit disputes, and loss experience rating reviews to name but a few. In many situations our fee is contingent on the successful resolution of the case thereby resulting in premium savings for our client before we get paid. 

In addition to workers' compensation risk management, integration of statutory short term disability insurance enables employers to rest easy that, claims reporting, cost control, and policy oversight are managed effectively through these unique service programs as only provided by Innovative Risk Concepts, Inc.